{"id":6407,"date":"2026-10-04T10:13:21","date_gmt":"2026-10-04T04:43:21","guid":{"rendered":"https:\/\/sthaniksamachar.com\/?p=6407"},"modified":"2026-10-04T10:13:46","modified_gmt":"2026-10-04T04:43:46","slug":"upi-mdr-shulk-digital-payment","status":"publish","type":"post","link":"https:\/\/sthaniksamachar.com\/?p=6407","title":{"rendered":"\u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u092e\u093e\u0917\u0947 \u0932\u092a\u0932\u0947\u0932\u093e &#8216;\u091b\u0941\u092a\u093e \u0916\u0930\u094d\u091a&#8217; \u2013 &#8216;\u090f\u092e\u0921\u0940\u0906\u0930&#8217;"},"content":{"rendered":"<p><em><strong>&#8216;\u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u092e\u093e\u0917\u0947 \u0932\u092a\u0932\u0947\u0932\u093e \u091b\u0941\u092a\u093e \u0916\u0930\u094d\u091a&#8217; \u092f\u093e \u0932\u0947\u0916\u093e\u0924\u0942\u0928 \u092f\u0942\u092a\u0940\u0906\u092f, \u090f\u092e\u0921\u0940\u0906\u0930, 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\u092e\u094b\u0920\u0947 \u0906\u0915\u0930\u094d\u0937\u0923 &#8211; \u092e\u094d\u0939\u0923\u091c\u0947\u091a \u0924\u094d\u092f\u093e\u091a\u093e \u092e\u094b\u092b\u0924 \u0935\u093e\u092a\u0930 &#8211; \u0915\u092e\u0915\u0941\u0935\u0924 \u0939\u094b\u090a \u0936\u0915\u0924\u0947. \u0924\u0938\u0947\u091a \u092a\u0942\u0930\u094d\u0935\u0940 \u092d\u0930\u093e\u0935\u0947 \u0928 \u0932\u093e\u0917\u0923\u093e\u0930\u0947 \u0936\u0941\u0932\u094d\u0915 \u0938\u094b\u0938\u0923\u094d\u092f\u093e\u0910\u0935\u091c\u0940 \u0915\u093e\u0939\u0940 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u092e\u094b\u0920\u094d\u092f\u093e \u0935\u094d\u092f\u0935\u0939\u093e\u0930\u093e\u0902\u0938\u093e\u0920\u0940 \u0930\u094b\u0916 \u0930\u0915\u092e\u0947\u091a\u093e \u0935\u093e\u092a\u0930 \u0915\u0930\u0942 \u0936\u0915\u0924\u093e\u0924. \u092a\u0923 \u0938\u0930\u0915\u093e\u0930\u091a\u094d\u092f\u093e \u092e\u0924\u0947, \u0935\u094d\u092f\u0915\u094d\u0924\u0940-\u0924\u0947-\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0935\u094d\u092f\u0935\u0939\u093e\u0930\u093e\u0902\u092a\u0948\u0915\u0940 \u0905\u0902\u0926\u093e\u091c\u0947 <strong>\u096f\u096c \u091f\u0915\u094d\u0915\u0947 \u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u0905\u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0930\u093e\u0939\u0924\u0940\u0932<\/strong>, \u0915\u093e\u0930\u0923 \u0924\u0947 \u090f\u0915\u0924\u0930 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u092e\u0930\u094d\u092f\u093e\u0926\u0947\u092a\u0947\u0915\u094d\u0937\u093e \u0915\u092e\u0940 \u0906\u0939\u0947\u0924 \u0915\u093f\u0902\u0935\u093e \u0932\u0939\u093e\u0928 \u0935\u094d\u092f\u093e\u092a\u093e\u0931\u094d\u092f\u093e\u0902\u0938\u093e\u0920\u0940 \u0905\u0938\u0932\u0947\u0932\u094d\u092f\u093e \u0936\u0942\u0928\u094d\u092f-\u090f\u092e\u0921\u0940\u0906\u0930 \u091a\u094c\u0915\u091f\u0940\u0924 \u0938\u092e\u093e\u0935\u093f\u0937\u094d\u091f \u0906\u0939\u0947\u0924.<\/em><\/p>\n<p><em>&#8216;\u0926 \u0907\u0915\u0949\u0928\u0949\u092e\u093f\u0938\u094d\u091f&#8217; \u0906\u0923\u093f \u0935\u093f\u0935\u093f\u0927 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0915\u093e\u0902\u091a\u094d\u092f\u093e \u092e\u0924\u0947, \u092e\u094b\u0920\u094d\u092f\u093e \u092f\u0941\u092a\u0940\u0906\u092f \u0935\u094d\u092f\u0935\u0939\u093e\u0930\u093e\u0902\u0938\u093e\u0920\u0940 \u0928\u093f\u0935\u0921\u0915 &#8216;\u090f\u092e\u0921\u0940\u0906\u0930&#8217; \u0932\u093e\u0917\u0942 \u0915\u0930\u0923\u0947 \u0939\u0947 \u092d\u093e\u0930\u0924\u093e\u091a\u094d\u092f\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f \u092a\u093e\u092f\u093e\u092d\u0942\u0924 \u0938\u0941\u0935\u093f\u0927\u093e\u0902\u091a\u094d\u092f\u093e \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u094d\u0925\u093f\u0930\u0924\u0947\u0938\u093e\u0920\u0940 \u090f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915 \u092a\u093e\u090a\u0932 \u0906\u0939\u0947 \u0935 &#8216;\u090f\u092e\u0921\u0940\u0906\u0930&#8217; \u092e\u0927\u0942\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0923\u093e\u0931\u094d\u092f\u093e \u0928\u093f\u0927\u0940\u092e\u0941\u0933\u0947 \u092a\u0947\u092e\u0947\u0902\u091f \u092a\u093e\u092f\u093e\u092d\u0942\u0924 \u0938\u0941\u0935\u093f\u0927\u093e, \u0932\u0935\u091a\u093f\u0915\u0924\u093e, \u0928\u093e\u0935\u0940\u0928\u094d\u092f \u0906\u0923\u093f \u0938\u093e\u092f\u092c\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092f\u093e\u0902\u0938\u093e\u0930\u0916\u094d\u092f\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0902\u092e\u0927\u0940\u0932 \u0917\u0941\u0902\u0924\u0935\u0923\u0941\u0915\u0940\u0932\u093e \u092a\u093e\u0920\u093f\u0902\u092c\u093e \u092e\u093f\u0933\u0947\u0932.<\/em><\/p>\n<p><em>\u0939\u0947 \u092a\u0923 \u0924\u0947\u0935\u0922\u0947\u091a \u0916\u0930\u0947 \u0906\u0939\u0947 \u0915\u0940 \u092d\u093e\u0930\u0924\u093e\u0924 &#8216;\u092f\u0941\u092a\u0940\u0906\u092f&#8217;\u091a\u0947 \u092f\u0936 \u092a\u0942\u0930\u094d\u0923\u092a\u0923\u0947 \u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u0906\u0923\u093f \u0938\u0941\u0932\u092d \u0909\u092a\u0932\u092c\u094d\u0927\u0924\u0947\u0935\u0930 \u0909\u092d\u093e\u0930\u0932\u0947 \u0917\u0947\u0932\u0947 \u0906\u0939\u0947. \u0935\u094d\u092f\u0935\u0939\u093e\u0930\u093e\u0924\u0940\u0932 \u0905\u0921\u0925\u0933\u0947 \u0926\u0942\u0930 \u0915\u0930\u0942\u0928 \u0938\u0930\u0915\u093e\u0930\u0928\u0947 \u092b\u0933 \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u0947, \u0911\u091f\u094b-\u0930\u093f\u0915\u094d\u0937\u093e \u091a\u093e\u0932\u0915 \u0906\u0923\u093f \u0932\u0939\u093e\u0928 \u0935\u094d\u092f\u093e\u092a\u093e\u0931\u094d\u092f\u093e\u0902\u0928\u093e \u0914\u092a\u091a\u093e\u0930\u093f\u0915 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\u091a\u0940\u0928, \u0938\u093f\u0902\u0917\u093e\u092a\u0942\u0930, \u092c\u094d\u0930\u093e\u091d\u0940\u0932 \u0906\u0923\u093f \u092c\u094d\u0930\u093f\u091f\u0928\u0938\u093e\u0930\u0916\u094d\u092f\u093e \u0926\u0947\u0936\u093e\u0902\u091a\u094d\u092f\u093e \u0938\u0930\u0915\u093e\u0930\u093e\u0902\u091a\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0927\u094b\u0930\u0923 \u0905\u0938\u0947 \u0906\u0939\u0947 \u0915\u0940, \u0938\u0930\u094d\u0935\u0938\u093e\u092e\u093e\u0928\u094d\u092f\u093e\u0902\u0938\u093e\u0920\u0940 \u0915\u0945\u0936\u0932\u0947\u0938 \u0939\u094b\u0923\u094d\u092f\u093e\u091a\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0935\u093f\u0928\u093e\u092e\u0942\u0932\u094d\u092f \u0920\u0947\u0935\u093e\u0935\u0940, \u092a\u0930\u0902\u0924\u0941 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0937\u092e \u0920\u0947\u0935\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u092e\u094b\u0920\u094d\u092f\u093e \u0935\u094d\u092f\u093e\u092a\u093e\u0931\u094d\u092f\u093e\u0902\u0935\u0930 \u0928\u093e\u092e\u092e\u093e\u0924\u094d\u0930 \u0936\u0941\u0932\u094d\u0915 \u0906\u0915\u093e\u0930\u093e\u092f\u091a\u0947.<\/em><\/p>\n<p><em>\u092d\u093e\u0930\u0924\u093e\u091a\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0930\u093f\u0938\u0902\u0938\u094d\u0925\u093e \u0905\u0924\u094d\u092f\u0902\u0924 \u0938\u0902\u0935\u0947\u0926\u0928\u0936\u0940\u0932 \u0906\u0939\u0947.<\/em><\/p>\n<p><em>\u0917\u094d\u0930\u093e\u0939\u0915 \u0906\u0923\u093f \u0935\u094d\u092f\u093e\u092a\u093e\u0931\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u0935\u093f\u0936\u094d\u0935\u093e\u0938\u093e\u0915\u0921\u0947 \u0915\u0947\u0932\u0947\u0932\u0947 \u0926\u0941\u0930\u094d\u0932\u0915\u094d\u0937 \u0921\u093f\u091c\u093f\u091f\u0932 \u0907\u0902\u0921\u093f\u092f\u093e\u091a\u094d\u092f\u093e \u0917\u0924\u0940\u0932\u093e \u0917\u0902\u092d\u0940\u0930 \u0927\u0915\u094d\u0915\u093e \u092a\u0923 \u092a\u094b\u0939\u094b\u091a\u0935\u0942 \u0936\u0915\u0924\u0947. \u0924\u094d\u092f\u093e\u092e\u0941\u0933\u0947, \u0938\u0930\u0915\u093e\u0930\u0928\u0947 \u092d\u093e\u0930\u0924\u093e\u0924\u0940\u0932 \u0938\u0930\u094d\u0935 \u0917\u094d\u0930\u093e\u0939\u0915\u093e\u0902\u0928\u093e \u0906\u0923\u093f \u0932\u0939\u093e\u0928 \u0935\u094d\u092f\u093e\u092a\u093e\u0931\u094d\u092f\u093e\u0902\u0928\u093e \u0906\u0936\u094d\u0935\u0938\u094d\u0924 \u0915\u0947\u0932\u0947 \u092a\u093e\u0939\u093f\u091c\u0947 \u0915\u0940, \u0915\u094b\u0923\u0924\u094d\u092f\u093e\u0939\u0940 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u0940\u0924 \u0924\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e\u0935\u0930 <strong>&#8216;\u090f\u092e\u0921\u0940\u0906\u0930&#8217;\u091a\u093e \u092c\u094b\u091c\u093e \u091f\u093e\u0915\u0932\u093e \u091c\u093e\u0923\u093e\u0930 \u0928\u093e\u0939\u0940.<\/strong><\/em><\/p>\n<p><em><strong>\u092a\u094d\u0930\u093e. \u0921\u0949. \u0938\u0902\u091c\u092f \u091b\u093e\u092f\u093e \u0924\u094d\u0930\u093f\u0902\u092c\u0915\u0930\u093e\u0935 \u0916\u0921\u0915\u094d\u0915\u093e\u0930,<\/strong><\/em><br \/>\n<em><strong>\u092e\u093e\u091c\u0940 \u0924\u091c\u094d\u091c\u094d\u091e \u0938\u0926\u0938\u094d\u092f,<\/strong><\/em><br \/>\n<em><strong>\u0935\u093f\u0926\u0930\u094d\u092d \u0935\u0948\u0927\u093e\u0928\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u092e\u0902\u0921\u0933.<\/strong><\/em><br \/>\n<em><strong>\u092e\u094b\u092c\u093e\u0908\u0932 \u0915\u094d\u0930\u092e\u093e\u0902\u0915 : 7276614260<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8216;\u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u092e\u093e\u0917\u0947 \u0932\u092a\u0932\u0947\u0932\u093e \u091b\u0941\u092a\u093e \u0916\u0930\u094d\u091a&#8217; \u092f\u093e \u0932\u0947\u0916\u093e\u0924\u0942\u0928 \u092f\u0942\u092a\u0940\u0906\u092f, \u090f\u092e\u0921\u0940\u0906\u0930, 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